Community Rating System

The Community Rating System (CRS) is a national voluntary program that encourages, recognizes, and rewards local floodplain management activities that go above and beyond the minimum requirements for participation in FEMA’s National Flood Insurance Program (NFIP).

The CRS has three goals:

• Reduce and avoid flood damage to insurable property.
• Strengthen and support the insurance aspects of the NFIP
• Foster comprehensive floodplain management.

Under the Community Rating System (CRS), communities can be rewarded for doing more than simply regulating construction of new buildings to the minimum national standards of the NFIP. Under the CRS, the flood insurance premiums of a community’s residents and businesses are discounted to reflect that community’s work to reduce flood damage to existing buildings, manage development in areas not mapped by the NFIP, protect new buildings beyond the minimum NFIP protection level, preserve and/or restore natural functions of floodplains, help insurance agents obtain flood data, and help people obtain flood insurance.

Kenneth City participates in the NFIP and is designated a Class 8 community, enabling residents a 10% discount on flood insurance premiums for properties (or contents) in the Special Flood Hazard Area (SFHA) and a 5% discount for properties (or contents) outside the SFHA.

When you renew your Flood Insurance Policy, please check for your "Community Rating Number" stated on your policy. If your policy states a number other than 8, and you are a Kenneth City resident, please call your insurance agent to correct the policy.

Visit the Pinellas County Flood Map Service Center to obtain information related to your Risk for Flooding.

• My Flood Risk Map App provides an overview of your flood risk and flood insurance requirement by clicking on your property or using the search function in the upper left hand part of your screen (Pinellas County).
• All-In-One Flood Map App provides detailed flood insurance in one map app by clicking on your property and turning data layers on and off (Pinellas County).

SFHA zones begin with the letter A and V as shown on the Flood Insurance Rate Map (FIRM) of Kenneth City.

To view the Flood Insurance Rate Map (FIRM), please visit the FEMA Flood Maps page.

To Learn More

What is the National Flood Insurnace Program (NFIP), visit the National Flood Insurance Program’s page on FEMA's Website.

For more information on the benefits of the Community Rating system, visit Community Rating System page on FEMA's Website.

For NFIP Coverage Summary, visit National Flood Insurance Program Summary of Coverage.

For FEMA’s Flood Insurance Handbook, visit Flood Insurance Claims Handbook.